India Bulls Dhani Finance - Personal Loans, Home Loans, Business Loans, Car Loans : We only do what's right for you

Personal loans

Personal loan that does not require any collateral or security and can be obtained with minimal documentation. Just like most loans, however, it must be repaid in monthly instalments.You can use it to fund any expense including education, a wedding, a trip, home renovation, medical expenses, and even to buy a gadget. You can even use the money to help out with the day-to-day expenses in case of a cash flow crunch. Personal Loan to pre-approved customers in just 10 seconds. For others, it usually takes about 4 hours. You can get a re-payment tenure that suits your needs. And then you have to make the payments in equated monthly instalments or EMI. This instalment amount is calculated using the loan amount, the payment tenure, and the interest rate:

Business loans

Many businesses start off in a small way. An individual running a small eatery may open another one in a few years, and over the course of time be the owner of a large chain of restaurants. Of course, there’s a limit to how much you can expand by using your own funds. If you want to grow a business fast, you will have no choice but to look elsewhere for funds. Business Loan is a product created by banks specifically to meet the needs of businesspeople. In the past few years, banks have made it much easier for businesspeople to avail of such loans. So let’s look at Business Loan benefits, and how they can make your life so much easier.

Education Loan

Quality Education is of prime importance to any individual and students go the extra mile to achieve that. However, the cost of education is on the rise these days and opting for an education loan seems to be the single best solution.Education loan is a loan that students apply for in order to complete their educational requirements.

Home Loan

A home loan is an amount of money that an individual borrows from a bank or money lending company at a certain rate of interest to be paid with the EMI every month. The property is taken as a security by the money lending company for the Home Loan. You generally take a home loan for either buying a house/flat or a plot of land for construction of a house, or renovation, extension and repairs to your existing house.

Car Loan

A car loan (also known as an automobile loan, or auto loan) is a sum of money a consumer borrows in order to purchase a car. Generally speaking a loan is an amount of money that is lent to an individual, a business, or another entity. The party that lends the money is known as the lender, while the party borrowing the money is called the borrower. When taking out a loan a borrower agrees to pay back the full loan amount, as well as any interest (a percentage of the loan amount, usually calculated on an annual basis), by a certain date, typically by making monthly payments.

Agriculture Loan

An agriculture loan is an overdraft facility which could be used to meet the cost of farming, cultivation and working capital activities for agri-business and associated activities. This loan could also be used for buying cattle, purchase of equipment for farming and irrigation and other agricultural requirements. Agriculture loans are generally low interest loans that farmers can avail to run their farming business more efficiently. .